We partner primarily with two profiles: (1) high-earning individuals, executives, and investors with complex financial lives (such as multi-brokerage portfolios, equity compensation, or multi-state residency), and (2) owner-managed businesses, medical/legal practices, and private enterprises structured as LLCs, S-Corporations, or Partnerships seeking integrated tax compliance and CFO-level financial strategy.

In traditional mid-size or large accounting firms, initial consultations are led by senior partners, but your return and financial files are frequently handed off to junior staff or offshore contractors. At Thomas J. Roche, CPA, PLLC, you work directly with the founder on every single engagement. Every return, projection, and financial model is personally prepared, reviewed, and signed by a licensed CPA and CFA charterholder with a decade of institutional capital markets experience.

We believe in upfront, transparent pricing without surprise billing. Individual tax preparation begins at $300, business entity returns start at $1,000, and comprehensive tax strategy sessions start at $500. For ongoing corporate finance, advisory bookkeeping, fractional CFO services, and independent business valuations, we provide custom, fixed-fee proposals based on the scope, frequency, and transaction complexity of your business.

Yes. While licensed as a Certified Public Accountant in the State of New York, the firm represents clients nationwide. We routinely prepare multi-state and non-resident state tax filings across all U.S. jurisdictions and maintain fully encrypted, cloud-based digital infrastructure to serve clients seamlessly wherever they reside.

Protecting client data is paramount. We do not accept sensitive financial documents via unencrypted email. All tax documents, W-2s, 1099s, and trial balances are exchanged through our bank-grade encrypted client portal powered by Intuit Link. Tax returns and engagement authorizations are signed using integrated, tamper-evident digital e-signatures.

We are a year-round advisory practice. Meaningful tax reduction and sound financial stewardship cannot happen in a frantic rush during March and April. We work with clients throughout the year to manage mid-year liability projections, execute fourth-quarter estimated payment safe-harbors, structure business elections, and guide equity compensation vesting events.

For an initial discovery discussion, you do not need perfectly organized paperwork. Having your most recent one to two years of federal and state tax returns, a high-level summary of your current income sources or business revenue, and any specific questions or major upcoming financial events (such as home sales, equity exercises, or entity formations) is all that is required to begin.

Once we have received all required documentation and clarification through your client portal checklist, individual returns are typically prepared, reviewed, and delivered for your authorization within 7 to 10 business days. Complex business entity returns and comprehensive valuation models follow tailored milestone timelines agreed upon during our engagement kickoff.

CPAs specialize in backwards-looking statutory compliance—understanding tax codes, accounting standards, and regulatory forms. CFAs specialize in forward-looking financial analysis—valuation methodologies, capital allocation, and investment modeling. Combining both disciplines under one roof bridges the traditional disconnect between tax minimization and wealth compounding, giving your personal finances or business enterprise a rare level of institutional rigor.

Yes. Every return we file is prepared to be audit-ready and defensible. If you receive an inquiry, CP2000 notice, or documentation request from the IRS or a state Department of Taxation for a return prepared by our firm, we provide full representation, transcript review, and formal response drafting to resolve the matter efficiently.